While millions of world orphans and underprivileged children go through life every day without their basic needs being met like proper nutrition, love, shelter and education, we are blessed with abundance and take these things for granted. Although people are empathetic, they have the perception that little or nothing can be done about the number of orphans in the world but each one of us are in some humane way responsible. Let me share with you how these innocent world orphans and underprivileged children are suffering and how you can help save them… Continue reading
There is plenty of advice out there about planning for your retirement. There are books, rules and steps that offer tons of advice and strategies but there is one very crucial element missing in all of this. In all of the advice and strategies offered, there is no mention of the benefits that Asset Allocation has. This means that all of the advice out there is partially correct. There is no possible way that anyone could guarantee the amount of money you will need for your retirement, it is the same as stating that ‘every day is a sunny day’ and that ‘it will never change’! Everything is always in a state of flux, your finances, your health, the economy and even the climate. There is no crystal ball that can predict what the future will hold, more so in retirement. I’m certain that 10 years ago, you never dreamt that there would an economic meltdown in the US on the scale that it has occurred and that is just a small example of how things change. Continue reading
Ever wondered when it will strike, illness and disease, that is? As you grow older, it is an ever-present threat to your hard-earned savings and investments and the truth is when it does strike, most of us are caught with our pants down, so to speak. The impact this can have on your investments can be shattering if you have not prepared for it. That is a frightening thought when you consider that while we all prepare for retirement, we do not really prepare for the inevitable, old age with chronic conditions. The stats show that 120 million people in the US have to live with illness and disease, in other words chronic conditions that require expensive health care. Continue reading